PocketSmith — Know Where Your Money Goes
You've calculated your take-home pay. Now track where it actually goes. PocketSmith is Australia's most powerful budgeting and forecasting app.
Everything You Need to Manage Your Money
Automatic Bank Feeds
Connect all your Australian bank accounts securely via Open Banking. Transactions import and categorise automatically — CommBank, ANZ, NAB, Westpac, ING and more.
Cashflow Forecasting
See your projected daily bank balance up to 30 years into the future. Perfect for FIFO workers and roster-based earners planning between pay cycles.
Budget Calendar
Schedule bills, salary credits, and irregular expenses on a visual calendar. See exactly when money comes in and goes out.
Net Worth Tracking
Connect bank accounts, super, investments, property, and loans in one place. See your complete financial picture.
Multi-Currency Support
Track accounts in multiple currencies with automatic daily conversion. Ideal for FIFO workers who spend overseas.
Bank-Level Security
Two-factor authentication on all plans. No ads, no data selling. Your financial data stays private.
Who Is PocketSmith Best For?
FIFO & Roster Workers
Irregular pay cycles, multiple allowances, and variable income are exactly what PocketSmith's calendar and forecasting tools handle best.
Salaried Employees
Set up once, let it run. Automatic bank sync means your spending categorises itself and your dashboard stays current without effort.
Savings Goal Planners
Whether saving for a house deposit, car, or emergency fund — the forecasting tool shows exactly when you'll hit your target.
Simple, Transparent Pricing
Start free. Upgrade when you're ready.
Our Honest Take
What We Love
- Connects to all major Australian banks via Open Banking
- Cashflow forecasting is best-in-class — nothing else comes close
- Free plan available to try before committing
- No ads, no data selling — your financial data stays private
- Works across web and mobile
- Active support team, 17 years of continuous development
Worth Knowing
- Free plan is limited — Foundation ($9.99/mo) unlocks full value
- More features than simpler apps — small learning curve initially
- Best forecasting features are on higher-tier plans
Ready to See Where Your Money Goes?
Join 378,000+ people using PocketSmith to take control of their finances.
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