Stop guessing your budget. Start knowing it.
Most budgeting tools were built for a simple pay cheque. PayByRoster works for everyone — salaried, casual, FIFO, or roster-based. Enter your income once, and know exactly where you stand every pay period.
Always free
Income Forecast
Pre-loaded from roster
Adapts to Hours
38hrs this week
Income Forecast
This Fortnight
$4,326
take-home
Hours
76
38 regular + 8 OT
Tax Withheld
$1,242
22.3% effective
Super Added
$668
11.5% of gross
Budget Breakdown
Savings Rate
18%
$800 to savings this pay
Runway Days
If income stopped today
Savings Goals
Track Progress
See runway days
Setup in seconds
Income pre-loaded from your pay calculator
Built around how you get paid
Salary, hourly, roster or casual — it handles all of it
Your data, secure
Saved privately to your account
Always free
No credit card, no commitment
Your income changes. Your budget should keep up.
Whether you're on a fixed salary or a rotating roster, PayByRoster calculates your exact take-home — so you always know where you stand.
Guessing Games
"I think I earned about $2,000 this fortnight?"
Guessing take-home
"My pay should cover this… I think?"
Budgeting blind
"I'll figure out my budget after payday"
Reactive budgeting
"Surprise! Tax bill at EOFY"
No tax visibility
Know Before Payday
76 hours synced from your roster
Automatic hour tracking
Take-home: $4,326 (after tax & super)
Exact income forecast
Budget set before you even get paid
Proactive budgeting
On track for $2,100 refund
Real-time tax visibility
From pay calculator to budget in seconds
Your income flows automatically from the Pay Calculator — no manual entry, ever.
Roster
Pay Calculator
Take-home
$4,326
Finance Tracker
This Fortnight
$4,326
Income vs Expenses
Every feature you need to budget with confidence
For anyone who earns money — whether your income is fixed, variable, or somewhere in between.
Know your pay before payday
Income Forecasting
See exactly what you'll earn based on your actual roster. Overtime, penalty rates, allowances — all calculated automatically.
May 1-14
76 hours
May 15-28
68 hours
May 29-Jun 11
72 hours
Jun 12-25
76 hours
Handles any pay structure
Roster, Salary or Casual
Fixed salary or rotating shifts? PayByRoster calculates your exact take-home either way.
Take-home
$4,326
Savings possible
$800
No surprises at EOFY
Tax Year Visibility
Track your year-to-date earnings, tax withheld, and projected refund or bill. Know where you stand before June 30.
YTD Gross
$98,450
Tax Paid
$22,180
Projected Refund
$2,140
Based on current trajectory
Track what matters to you
Savings Goals
Set goals for house deposits, holidays, or emergencies. See your runway days — how long your savings would last if income stopped.
House Deposit
$41,000 of $100,000
Monthly contrib.
$1,600
Months to goal
37
Built for the way shift workers actually get paid
From FIFO workers to nurses to restaurant managers — wherever you are, PayByRoster works for the income you actually have.
FIFO & Mining
“Finally, a tracker that understands swing rosters and remote allowances. I know exactly what I'm taking home each rotation.”
Jake M.
Mining Technician
Healthcare
“Night shifts, overtime, penalty rates — it all syncs automatically. I budget before my pay even hits.”
Sarah L.
Registered Nurse
Hospitality
“My hours change every week. This is the first app that actually keeps up with my schedule.”
Marcus T.
Restaurant Manager
Free, forever
Everything you need to budget with confidence — forecast your pay, track expenses, set savings goals and understand your tax position. No catch, no paywall.
No account fees. No credit card. Always free.
Ready to budget before payday?
Join shift workers who know exactly where their money goes — before it even arrives.