UK Financial Info

    Guides to understanding your UK payslip — income tax, National Insurance and pensions, so you know exactly what lands in your account.

    How employee National Insurance works in 2026-27 — the 8% and 2% Class 1 rates, the £12,570 and £50,270 thresholds, and worked examples.

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    The 20/40/45% income tax bands, the £12,570 tax-free Personal Allowance, and the £100,000 taper (the 60% tax trap).

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    How salary sacrifice cuts both income tax and National Insurance, a worked example, and the key trade-offs to watch.

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    A step-by-step gross-to-net guide covering income tax, National Insurance and pension, with a worked example.

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    Ready to Calculate Your Take-Home Pay?

    Use our free UK calculator to instantly see your take-home pay — with income tax, National Insurance and pension contributions included.

    Try the UK Calculator