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title: "US Financial Info — Take-Home Pay, Federal Tax, FICA & State Tax Guides | PayByRoster"
description: "Guides to US take-home pay for 2026 — federal income tax brackets, FICA (Social Security & Medicare), state income tax, and how to calculate your salary after tax."
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[US Take-Home Pay Calculator](/us/salary-calculator)/ US Financial Info 

# US Financial Info

Guides to understanding your US paycheck — federal tax, FICA and state tax, so you know exactly where your money goes.

### [What Is FICA Tax? Social Security & Medicare Explained](/us/financial-info/what-is-fica-tax)

How FICA works — the 7.65% payroll tax, the Social Security wage-base cap, Medicare, and how it's calculated on your paycheck.

[Read the guide](/us/financial-info/what-is-fica-tax)

### [2026 Federal Income Tax Brackets Explained](/us/financial-info/federal-tax-brackets-2026)

The 2026 federal tax brackets for all four filing statuses, the standard deduction, and how marginal vs effective rates actually work.

[Read the guide](/us/financial-info/federal-tax-brackets-2026)

### [States With No Income Tax (2026)](/us/financial-info/states-with-no-income-tax)

The nine states with no income tax on wages, the New Hampshire and Washington nuances, and what zero state tax means for your take-home pay.

[Read the guide](/us/financial-info/states-with-no-income-tax)

### [How to Calculate Your US Take-Home Pay](/us/financial-info/how-to-calculate-take-home-pay)

A step-by-step gross-to-net guide covering federal tax, state tax, FICA and 401(k), with a full worked example.

[Read the guide](/us/financial-info/how-to-calculate-take-home-pay)

## Ready to Calculate Your Take-Home Pay?

Use our free US calculator to instantly see your take-home pay — with federal tax, state tax, FICA and 401(k) contributions included.

[Try the US Calculator](/us/salary-calculator)

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