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PayByRoster ](/)

[Pay Calculator](/)[Salary Calculator](/salary-calculator)[Roster Comparison](/roster-comparison)[Roster Optimiser](/roster-optimizer)[Finance Tracker](/finance-tracker)

Guides & Info

[Sign in](/login)Toggle theme 

# Smart Money Tools for Australian Workers

From budgeting apps to money management guides—everything you need to manage your income better.

📱

### Budgeting Tools

Compare budgeting apps and find the right one for your money style

[Best Budgeting Apps](/best-budgeting-apps-australia)

📚

### Money Guides

Practical guides for managing your income and expenses

Browse Guides (coming soon) 

## Latest Articles

[

### How FIFO Workers Can Save More

Practical tips for maximising savings on a fly-in fly-out roster.





](/fifo-pay-calculator)[

### Understanding Penalty Rate Tax

Learn how penalty rates affect your take-home pay and tax obligations.





](/tax-info)[

### Shift Work & Your Finances

Managing irregular income when you work rotating rosters.





](/calculator-info)

## Know your exact income first

Use our free calculator to see your take-home pay before making financial decisions.

[Calculate Your Pay](/calculate-pay)

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PayByRoster ](/)

The #1 FIFO roster pay calculator and shift worker planner. Plan your roster, calculate your pay, and optimise your leave.

## Calculators

-   [FIFO Pay Calculator](/fifo-pay-calculator)
-   [Mining Roster Calculator](/mining-roster-calculator)
-   [Shift Pay Calculator](/shift-pay-calculator)
-   [Night Shift Calculator](/night-shift-pay-calculator)
-   [Swing Shift Calculator](/swing-pay-calculator)

## Tools

-   [Pay Calculator](/)
-   [FIFO Calculator](/calculate-pay)
-   [Roster Comparison](/roster-comparison)
-   [Roster Optimiser](/roster-optimizer)
-   [Discover Rosters](/discover-rosters)
-   [Roster Calculators](/roster-calculators)

## Company

-   [Contact Us](/contact)
-   [Tax Info](/tax-info)
-   [Calculator Info](/calculator-info)
-   [How It Works](/how-it-works)
-   [Financial Info](/financial-info)

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